About Zoonie (A Cloud Platform)

Zoonie – Empowering Lives Through Accessible Healthcare Support
An Introduction about Zoonie (A Cloud Plateform)
Zoonie is a forward-thinking, cloud-based initiative focused on transforming how communities access vital health-related service platform. Designed especially for underserved populations, Zoonie strives to create a more inclusive and affordable environment where care is a right and not a privilege. We are committed to eliminating unnecessary costs and third-party exploitation that often prevent people from reaching essential help in their time of need. Our vision is driven by a simple belief: every person deserves a chance to lead a healthy, dignified life—regardless of financial background or geographic location.
The Urgency of the Problem
Across many parts of Uttar Pradesh, a troubling reality continues to unfold. Thousands of lives are lost each year, not due to the lack of treatment itself, but due to inaccessibility, delayed responses, or unaffordable expenses. Emergencies become tragic not because help isn’t available—but because it isn’t reachable in time or within the means of those affected. These issues are particularly prominent in economically challenged districts, where essential services are often out of physical or financial reach.
Adding to this problem are unregulated intermediaries and local agents who exploit vulnerable individuals. These middlemen act as unauthorized gatekeepers between people and the services they need. In many cases, they demand bribes or commissions, misinform people about availability or pricing, and inflate the cost of basic services. Meanwhile, many families are pushed into debt by predatory money lenders when faced with urgent needs.
Zoonie is built & designed as a permanent solution to this crisis—a bridge between the people and verified service providers, eliminating corrupt middle channels and offering direct, affordable access with complete transparency.
The Zoonie Platform: Structure and Access
At its core, Zoonie is a digital ecosystem, accessible via mobile devices and designed with simplicity and efficiency in mind. The platform connects users directly with trusted hospitals, diagnostic centers, care facilities, pharmacies, and emergency transport providers within their locality. All listings on the app are verified, and partnerships are structured through mutual agreements that ensure fairness and consistency in service quality and pricing.
Digital Transparency and Safety:
Zoonie is not just about providing access; it’s about restoring trust. Every interaction on the platform is digitally tracked and transparent. All deposits and payments are made digitally through the app, and no cash transactions are permitted—ensuring protection against fraud and misuse.
Key features of the Zoonie digital platform include:
👉A centralized app interface where users can access hospitals, care centers, pharmacies, and ambulances with a single tap.
👉Automatic digital receipts sent instantly via SMS and WhatsApp.
👉Real-time updates and reminders about services used, remaining balances, and upcoming installments.
👉Full visibility into a user’s interaction history with partner institutions.
👉An intuitive dashboard showing EMI plans, available limits, used benefits, and approved service categories.
👉All this is done in a user-friendly environment built for low-literacy users as well, ensuring that even first-time smartphone owners can use it with ease.
Onboarding, Expansion, and Maintenance
👉Families can register themselves directly through the Zoonie app or with the help of authorized community support agents. Each new registration is linked to a unique digital ID and governed by Zoonie’s usage guidelines and eligibility norms. Once onboarded, users can manage family member profiles, update their service preferences, and monitor the usage of each benefit within their household.
👉Zoonie’s backend is maintained using robust, secure cloud architecture, ensuring uptime, real-time syncing, and secure data storage. It’s a living system—constantly updating to reflect new partnerships, policy changes, and feedback from the ground.
The expected outcomes of this initiative include:
✓A substantial drop in mortality caused by delayed or unaffordable care.
✓Reduced dependency on loan sharks and illegal financing networks.
✓A rise in digital literacy and financial independence among low-income households.
✓A boost in trust and cooperation between communities and care providers.
Revolutionizing Access with a Single Tap
What makes Zoonie unique is its "one-click" access model. In urgent moments, a person doesn’t need to call multiple numbers or search for facilities—they have to simply open the Zoonie app, select the required service, and get instant support. This dramatically reduces the response time in critical situations, helping to save lives and reduce long-term complications. Every partner on the platform is committed through formal agreements to honor the Zoonie support card terms, ensuring consistency in care and cost.
Our Appeal to all public/hospitals & nursing homes/diagnostic centers/medical stores and ambulance owners.
Zoonie is not just another app. It’s a system of hope—a trusted hand when all others fail. We are building this initiative on the belief that access to care should not be determined by income or social status. Through our platform, we hope to extend our reach, connect with the communities that need us most, and make this support structure available where it’s most urgently needed.
Zoonie app is a completely digital platforms. With your support we can deliver timely help, prevent exploitation, and save thousands of lives across Uttar Pradesh and beyond.
Zoonie is operated by the Trust Om Shri Siddhi Vinayak Foundation. It is one of the prioritize subjects of the Trust having great seriousness, various emotional phrases and very stately for a healthier society & the needful.

Introducing Zoonie: Revolutionizing Healthcare

Zoonie is a cloud-based platform and one of the very nobal projects of the trust Om Shri Siddhi Vinayak Foundaion in service to humanity that aims to transform the healthcare industry by reducing treatment costs and eliminating middlemen. Our mission is to provide affordable medical facilities to everyone, particularly the underprivileged.

The Need for Change:

In Uttar Pradesh, approximately 1.5 million people die every year due to lack of medical emergency services, treatment, and high costs. Middlemen and brokers exploit the poor, while money lenders take advantage of vulnerable individuals. We aim to protect the poor from these cruel practices and reduce unnatural deaths and mortality rates.

Our Solution:

Zoonie offers various medical facilities through specialized cards:

1. S.F. Health Credit Card
2. S. F.Health Platinum Card
3. S.F. Health Premium Card (categorized for convenience)

Empowering Women:

Our Women Empowerment program introduces the S.F. Health Credit Card, exclusively available to females. This card enables women to access affordable healthcare services, promoting their well-being and empowerment. Additionally, all family members (may be Male/Female) will be covered as beneficiaries, ensuring comprehensive support.

Budget Allocation:

Our initial budget for the Zoonie Credit Card facility is ₹3,00,00,000 (3 crore) per annum, per district in Uttar Pradesh. This budget may be adjusted based on future performance, returns, and emerging needs.

Target and Benefits:

Our target is to reach minimum ₹2,16,00,000 (2 crore 16 lakhs) people in Uttar Pradesh and make them relevant to the Zoonie platform. We aim to provide benefits worth:

• ₹72,00,00,000 (72 crore) per territory per annum in Uttar Pradesh.
• ₹51,84,00,00,000 (5184 crore) beneficial amount against platinum/premium cards per annum entire U.P.
• S.F healthcare Credit Card Beneficiary Budget Worth ₹2,16,00,00,000 (216 crore) in entire Uttar Pradesh.

Key Features:

• Access Hospitals, Nursing Homes, Diagnostic Centers, Medical Stores and Ambulances with a single click on our mobile app.
• Empanelled institutions will provide relief to Zoonie members as per mutual agreement norms.
• No cash transactions; all deposits and payments must be made through the app.
• Instant receipts and updates on registered mobile numbers through SMS and WhatsApp.
• Transparency and records of all transactions on the app.

Registration and Updates:

New family members can be registered by updating the app, following our norms and guidelines.

TERMS & CONDITION:

S.F.HEALTH CREDIT CARD

✓. It is a completely women's empowerment program.
✓. Only married woman can be the applicant for the S.F.Health Credit Card facility.
✓. Every female member can utilise the S.F.Health Credit Card for medical emergencies and solutions only.
✓. The other family members shall also be covered under this card as a beneficiary may be mail or female, new born or old age.
✓. Married daughter can't be the beneficiary.
✓. This card has to be renewed after every one year.
✓. The new borns or any bride who joins the card holder's family after issuing the card can be registered by an easy updation process.
✓. The card holder may use the card benefits either for herself or for other family members too.
✓. Any interest is not applicable on the utilisation amount.
✓. But due to the basic needful things like salary, internet, social media and marketing expenses, promotions, staff salary, stationary, data storage management, bank charges, legalized charges/fee and other many more expenses every card holder has to pay 9% donation per annum on the utilised value as a beneficiary.
✓. Every card holder of category A to D has to pay a registration fee of 2.1% once in life.
✓. Every card holder of category E and F has to pay a registration fee of 2.5% once in life.
✓. Servise and maintenance charges shall be applied at every renewal like...
Cat-A 1 rupees per day.
Cat-B 2 rupees per day.
Cat-C 2 rupees per day.
Cat-D 3 rupees per day
Cat-E/F 5 rupees per day.
✓. No hidden charges shall be applicable.
✓. No cash shall be entertained.
✓. Every transaction shall be online only.
✓. NOC will be provided after the beneficiary deposits her credited amt. and finishes the outstanding in a proper way.
✓. At every transaction the members shall be updated and informed by general messages and whatsapp messages.
✓. Every change or update shall be notified by message tools on the RMN.
✓. Cat-A and B will be activated after 100 days from the issuing date.
✓. Cat-C to Cat-F shall be activated after 180 days from the issuing date.
✓. Your Registered Mobile Number shall be your password to access the app.

SPECIAL ATTRACTION AND BENEFITS

1.No EMI before utilisation.
2.Tax Exemption benefits u/s- 12AA & 80(G) is also available (as per category) and norms.
3.24 hours emergency and helpline number facilities available.
4.Budget for tests (Pathology, X-ray, CT Scan, MRI, USG, Echo, ECG and others too), medicine and consumables shall also be covered.

S.F.HEALTH PLATINUM CARD (GEN. CAT.)

Lifetime Renewed.
1. 15% Discount on Branded Medicines.
2. 30% Discount on Generic Medicines.
3. (a) 25% Discount on every pathology.
3. (b) 10% Discount on outstation pathology.
3. (c) 50% Discount on every card test.
4. Upto 20% Discount on CT Scan.
5. Upto 20% Discount on MRI.
6. Upto 20% Discount in OPD Fee.
7. Upto 15-20% Discount in regular IPD(as per case).
8. 20% Discount in single day IPD.
9. 15% Discount in every surgery.
10. 15% Discount in Lapproscopic Surgery.
11. Upto 30% Discount on every pathology, X-ray, ECG, Ultrasound, Echo & 2D Echo etc.

S F.HEALTH PREMIUM CARD (FOR BPL FAMILIES)

Renewal Every Year.
1. 15% Discount on Branded Medicines.
2. 30% Discount on Generic Medicines.
3. (a) 25% Discount on every pathology.
3. (b) 10% Discount on outstation pathology.
3. (c) 50% Discount on every card test.
4. Upto 20% Discount on CT Scan.
5. Upto 20% Discount on MRI.
6. Upto 20% Discount in OPD Fee.
7. Upto 15-20% Discount in regular IPD(as per case).
8. 20% Discount in single day IPD.
9. 15% Discount in every surgery.
10. 15% Discount in Lapproscopic Surgery.
11. Upto 30% Discount on every pathology, X-ray, ECG, Ultrasound, Echo & 2D Echo etc.

✓ Other facilities except than credit shall be applicable for the platinum/ premium members and card holders.

Transparency is our priority.
All the Zoonie cards shall be entertained in entire Uttar Pradesh (at every empanelled institute, medical stores and ambulances).